Property Atlas

County hazard profile

Bayamón, PR

Puerto Rico · pop. 184,904 · FIPS 72021

Insufficient Data
FEMA risk rating · RATING
—
dominant hazard
$167M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (52nd percentile)

national median $15M/yr Bayamón $167M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

Recorded · NFIP flood claims RECORDED

Realized flood losses in Bayamón

The National Flood Insurance Program has paid 522 flood-insurance claims totaling $3.5M in Bayamón since 1979. The costliest year was 1996 ($1.6M paid).

Flood-insurance dollars paid by year of loss

1979: $99,080 paid 1980: $22,751 paid 1981: $70,371 paid 1982: $85,185 paid 1983: $293,933 paid 1984: $1,063 paid 1985: $114,251 paid 1986: $189,472 paid 1987: $78,293 paid 1988: $19,573 paid 1989: $15,363 paid 1991: $57,245 paid 1992: $103,312 paid 1993: $8,145 paid 1994: $0 paid 1995: $3,697 paid 1996: $1,563,704 paid 1997: $1,188 paid 1998: $150,294 paid 1999: $53,993 paid 2001: $0 paid 2002: $40,574 paid 2003: $2,608 paid 2004: $1,417 paid 2005: $6,757 paid 2006: $8,311 paid 2007: $8,061 paid 2008: $2,970 paid 2010: $9,196 paid 2011: $3,326 paid 2012: $15,000 paid 2013: $40,638 paid 2014: $0 paid 2017: $256,823 paid 2022: $140,872 paid 1996 · $1.6M 1979 2022
$3.5M
total paid
$6,643
average claim
$190K
largest single claim
56%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Bayamón, PR and where it ranks among U.S. counties. It is not a verdict on whether Bayamón is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.