---
title: Bayamón, PR — natural hazard risk profile & national ranking
source: FEMA National Risk Index (county-level)
sourceUrl: https://hazards.fema.gov/nri/
fips: 72021
---

# Bayamón, PR

Puerto Rico · pop. 184,904 · FIPS 72021

**FEMA risk rating: Insufficient Data** · dominant hazard: — · modeled expected annual loss $167M/yr

These risk dimensions are FEMA/CDC MODELS (a rating, not records of disasters); population is a recorded census figure.

## Where Bayamón ranks among 3,232 U.S. counties

Each rank is COMPUTED — the county's modeled score placed within the national distribution. A rank within a model, not within observed disasters.

| Dimension | This county | National rank |
| --- | --- | --- |
| Expected annual loss | $167M | ≈ 52nd pct — near the national middle (52nd percentile) (national median $15M, n=3,232) |

## Realized flood losses in Bayamón (RECORDED — NFIP claims)

The National Flood Insurance Program has paid **522** flood-insurance claims totaling **$3M** in Bayamón since 1979. The costliest year of loss was **1996** ($2M paid).

| Metric | Value |
| --- | --- |
| Total claims paid | $3,467,468 |
| Claims | 522 |
| Average claim | $6,643 |
| Largest single claim | $189,712 |
| Claims since 2000 | 57 |
| In high-risk flood zones (A/V) | 56% |

These are **RECORDED** actual paid NFIP claims (a redacted census from OpenFEMA), not a model — the realized counterpart to the FEMA risk score above. **Scope:** flood-*insurance* claims UNDERCOUNT flooding where owners were uninsured ("what NFIP paid," not "every flood"); county-level totals, not a per-property verdict. Source: OpenFEMA NFIP Redacted Claims v2 (`src:openfema:nfip-claims-v2:2026`). Verify an address and buy coverage at https://www.floodsmart.gov/.

## What this is — and is NOT (interpretation)

This is FEMA/CDC **modeled** hazard exposure for Bayamón, PR and its national rank. It is **not** a verdict on whether Bayamón is a good or bad place to live (hazard exposure is not place quality), **not** a per-property or per-address assessment, **not** a prediction of any specific disaster, and **not** insurance advice. For site-specific risk use a per-property assessment; for the model see https://hazards.fema.gov/nri/.

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Structured data (JSON-LD), with each figure's status labeled: `/property/counties/72021.jsonld`