Property Atlas

County hazard profile

Toa Baja, PR

Puerto Rico · pop. 75,182 · FIPS 72137

Insufficient Data
FEMA risk rating · RATING
—
dominant hazard
$65M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Toa Baja $65M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

Recorded · NFIP flood claims RECORDED

Realized flood losses in Toa Baja

The National Flood Insurance Program has paid 2,038 flood-insurance claims totaling $17.9M in Toa Baja since 1979. The costliest year was 1998 ($7.9M paid).

Flood-insurance dollars paid by year of loss

1979: $26,630 paid 1980: $0 paid 1981: $151,955 paid 1982: $1,612 paid 1983: $16,121 paid 1984: $95,520 paid 1985: $302,234 paid 1986: $4,866 paid 1987: $9,203 paid 1988: $2,658 paid 1989: $0 paid 1992: $1,520,571 paid 1994: $0 paid 1995: $7,126 paid 1996: $3,382,936 paid 1997: $0 paid 1998: $7,918,970 paid 1999: $0 paid 2000: $19,799 paid 2001: $32,587 paid 2002: $0 paid 2003: $14,273 paid 2004: $1,701,316 paid 2005: $0 paid 2007: $0 paid 2008: $0 paid 2009: $0 paid 2010: $22,173 paid 2011: $9,311 paid 2012: $0 paid 2013: $0 paid 2017: $1,894,629 paid 2022: $774,383 paid 2023: $0 paid 2024: $0 paid 1998 · $7.9M 1979 2024
$17.9M
total paid
$8,787
average claim
$669K
largest single claim
52%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Toa Baja, PR and where it ranks among U.S. counties. It is not a verdict on whether Toa Baja is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.