Property Atlas

County hazard profile

Ponce, PR

Puerto Rico · pop. 137,316 · FIPS 72113

Insufficient Data
FEMA risk rating · RATING
—
dominant hazard
$131M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (40th percentile)

national median $15M/yr Ponce $131M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

Recorded · NFIP flood claims RECORDED

Realized flood losses in Ponce

The National Flood Insurance Program has paid 608 flood-insurance claims totaling $3.1M in Ponce since 1978. The costliest year was 1992 ($606K paid).

Flood-insurance dollars paid by year of loss

1978: $12,654 paid 1979: $184,770 paid 1980: $15,030 paid 1981: $24,633 paid 1982: $33,546 paid 1983: $1,979 paid 1984: $12,771 paid 1985: $222,181 paid 1986: $5,118 paid 1987: $150,967 paid 1988: $67,466 paid 1990: $42,051 paid 1992: $606,344 paid 1994: $28,996 paid 1995: $0 paid 1996: $15,086 paid 1998: $117,741 paid 1999: $0 paid 2000: $95,865 paid 2001: $289,069 paid 2003: $149,247 paid 2004: $5,591 paid 2005: $74,974 paid 2007: $1,089 paid 2008: $565,116 paid 2009: $6,660 paid 2010: $26,936 paid 2011: $94,748 paid 2012: $0 paid 2014: $1,866 paid 2016: $14,751 paid 2017: $189,329 paid 2018: $0 paid 1992 · $606K 1978 2018
$3.1M
total paid
$5,027
average claim
$289K
largest single claim
81%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Ponce, PR and where it ranks among U.S. counties. It is not a verdict on whether Ponce is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.