Property Atlas

County hazard profile

Loíza, PR

Puerto Rico · pop. 23,684 · FIPS 72087

Insufficient Data
FEMA risk rating · RATING
—
dominant hazard
$22M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Loíza $22M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

Recorded · NFIP flood claims RECORDED

Realized flood losses in Loíza

The National Flood Insurance Program has paid 467 flood-insurance claims totaling $1.2M in Loíza since 1979. The costliest year was 2017 ($271K paid).

Flood-insurance dollars paid by year of loss

1979: $6,708 paid 1981: $6,584 paid 1982: $2,609 paid 1984: $461 paid 1985: $1,478 paid 1987: $100,860 paid 1988: $0 paid 1989: $67,233 paid 1992: $0 paid 1994: $0 paid 1995: $325 paid 1996: $89,875 paid 1997: $0 paid 1998: $190,325 paid 2001: $0 paid 2002: $45,007 paid 2003: $86,113 paid 2004: $63,532 paid 2005: $3,487 paid 2006: $3,842 paid 2008: $4,914 paid 2010: $5,155 paid 2011: $205,923 paid 2013: $10,412 paid 2017: $270,612 paid 2021: $25,790 paid 2017 · $271K 1979 2021
$1.2M
total paid
$2,551
average claim
$111K
largest single claim
31%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Loíza, PR and where it ranks among U.S. counties. It is not a verdict on whether Loíza is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.