Property Atlas

County hazard profile

Humacao, PR

Puerto Rico · pop. 50,798 · FIPS 72069

Insufficient Data
FEMA risk rating · RATING
—
dominant hazard
$52M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Humacao $52M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

Recorded · NFIP flood claims RECORDED

Realized flood losses in Humacao

The National Flood Insurance Program has paid 1,057 flood-insurance claims totaling $3.9M in Humacao since 1978. The costliest year was 2017 ($875K paid).

Flood-insurance dollars paid by year of loss

1978: $78,820 paid 1979: $381,307 paid 1980: $3,428 paid 1981: $7,917 paid 1982: $31,391 paid 1983: $47,819 paid 1984: $827 paid 1985: $21,440 paid 1986: $4,076 paid 1987: $291,338 paid 1988: $0 paid 1989: $30,035 paid 1991: $1,060 paid 1992: $582,764 paid 1994: $0 paid 1996: $176,082 paid 1997: $296,064 paid 1998: $413,685 paid 1999: $0 paid 2000: $0 paid 2002: $0 paid 2003: $154,265 paid 2004: $32,045 paid 2005: $35,000 paid 2006: $2,254 paid 2008: $361,132 paid 2009: $0 paid 2010: $14,642 paid 2011: $70,098 paid 2012: $3,024 paid 2013: $0 paid 2017: $875,207 paid 2017 · $875K 1978 2017
$3.9M
total paid
$3,705
average claim
$300K
largest single claim
79%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Humacao, PR and where it ranks among U.S. counties. It is not a verdict on whether Humacao is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.