Property Atlas

County hazard profile

Guánica, PR

Puerto Rico · pop. 13,761 · FIPS 72055

Insufficient Data
FEMA risk rating · RATING
—
dominant hazard
$12M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Guánica $12M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

Recorded · NFIP flood claims RECORDED

Realized flood losses in Guánica

The National Flood Insurance Program has paid 120 flood-insurance claims totaling $310K in Guánica since 1979. The costliest year was 2003 ($103K paid).

Flood-insurance dollars paid by year of loss

1979: $5,964 paid 1981: $0 paid 1982: $6,198 paid 1984: $1,035 paid 1985: $34,681 paid 1986: $4,612 paid 1987: $11,779 paid 1988: $2,814 paid 1996: $0 paid 1998: $11,470 paid 2001: $39,088 paid 2003: $103,406 paid 2004: $0 paid 2005: $10,643 paid 2008: $56,866 paid 2011: $0 paid 2020: $15,735 paid 2022: $5,217 paid 2003 · $103K 1979 2022
$310K
total paid
$2,579
average claim
$18K
largest single claim
58%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Guánica, PR and where it ranks among U.S. counties. It is not a verdict on whether Guánica is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.