Property Atlas

County hazard profile

Coamo, PR

Puerto Rico · pop. 34,615 · FIPS 72043

Insufficient Data
FEMA risk rating · RATING
—
dominant hazard
$24M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Coamo $24M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

Recorded · NFIP flood claims RECORDED

Realized flood losses in Coamo

The National Flood Insurance Program has paid 28 flood-insurance claims totaling $52K in Coamo since 1979. The costliest year was 2022 ($31K paid).

Flood-insurance dollars paid by year of loss

1979: $13,923 paid 1980: $0 paid 1981: $1,646 paid 1985: $0 paid 1986: $0 paid 1996: $774 paid 1998: $5,000 paid 2003: $0 paid 2022: $30,894 paid 2022 · $31K 1979 2022
$52K
total paid
$1,866
average claim
$31K
largest single claim
89%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Coamo, PR and where it ranks among U.S. counties. It is not a verdict on whether Coamo is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.