Property Atlas

County hazard profile

Carolina, PR

Puerto Rico · pop. 154,696 · FIPS 72031

Insufficient Data
FEMA risk rating · RATING
—
dominant hazard
$154M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (48th percentile)

national median $15M/yr Carolina $154M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

Recorded · NFIP flood claims RECORDED

Realized flood losses in Carolina

The National Flood Insurance Program has paid 1,064 flood-insurance claims totaling $4.3M in Carolina since 1979. The costliest year was 1996 ($1.1M paid).

Flood-insurance dollars paid by year of loss

1979: $25,597 paid 1980: $0 paid 1981: $52,415 paid 1982: $1,085 paid 1983: $8,489 paid 1984: $0 paid 1985: $1,210 paid 1986: $1,095 paid 1987: $36,081 paid 1988: $1,765 paid 1989: $62,682 paid 1990: $0 paid 1991: $7,029 paid 1992: $0 paid 1994: $7,827 paid 1995: $51,101 paid 1996: $1,149,497 paid 1997: $4,464 paid 1998: $291,710 paid 1999: $0 paid 2000: $5,247 paid 2001: $5,523 paid 2002: $13,236 paid 2003: $0 paid 2004: $37,257 paid 2005: $15,405 paid 2006: $6,549 paid 2007: $6,200 paid 2008: $15,199 paid 2009: $16,691 paid 2010: $633 paid 2011: $1,003,838 paid 2012: $3,948 paid 2013: $553,833 paid 2016: $4,092 paid 2017: $869,909 paid 2022: $12,664 paid 2023: $34 paid 2024: $0 paid 1996 · $1.1M 1979 2024
$4.3M
total paid
$4,015
average claim
$99K
largest single claim
81%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Carolina, PR and where it ranks among U.S. counties. It is not a verdict on whether Carolina is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.