Property Atlas

County hazard profile

Arecibo, PR

Puerto Rico · pop. 87,581 · FIPS 72013

Insufficient Data
FEMA risk rating · RATING
—
dominant hazard
$106M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (33rd percentile)

national median $15M/yr Arecibo $106M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

Recorded · NFIP flood claims RECORDED

Realized flood losses in Arecibo

The National Flood Insurance Program has paid 994 flood-insurance claims totaling $11.5M in Arecibo since 1978. The costliest year was 1998 ($3.9M paid).

Flood-insurance dollars paid by year of loss

1978: $3,585 paid 1979: $101,007 paid 1980: $7,053 paid 1981: $311,121 paid 1982: $11,895 paid 1983: $9,911 paid 1984: $15,833 paid 1985: $1,763,001 paid 1986: $38,031 paid 1987: $285,658 paid 1988: $4,542 paid 1989: $62,737 paid 1990: $22,518 paid 1992: $26,636 paid 1993: $2,827 paid 1995: $21,527 paid 1996: $107,810 paid 1997: $41,026 paid 1998: $3,882,052 paid 2001: $348,189 paid 2003: $2,354 paid 2004: $13,814 paid 2005: $77,326 paid 2007: $119,580 paid 2008: $44,075 paid 2009: $86,378 paid 2010: $40,780 paid 2011: $11,684 paid 2012: $16,022 paid 2017: $2,891,109 paid 2020: $224,141 paid 2022: $880,006 paid 2024: $4,579 paid 1998 · $3.9M 1978 2024
$11.5M
total paid
$11,548
average claim
$539K
largest single claim
83%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Arecibo, PR and where it ranks among U.S. counties. It is not a verdict on whether Arecibo is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.