Property Atlas

County hazard profile

Aguada, PR

Puerto Rico · pop. 38,125 · FIPS 72003

Insufficient Data
FEMA risk rating · RATING
—
dominant hazard
$38M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Aguada $38M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

Recorded · NFIP flood claims RECORDED

Realized flood losses in Aguada

The National Flood Insurance Program has paid 32 flood-insurance claims totaling $457K in Aguada since 1983. The costliest year was 2017 ($264K paid).

Flood-insurance dollars paid by year of loss

1983: $0 paid 1988: $52,001 paid 1989: $0 paid 1998: $21,840 paid 2002: $14,696 paid 2004: $0 paid 2005: $8,275 paid 2008: $8,554 paid 2017: $264,363 paid 2018: $31,662 paid 2020: $55,418 paid 2025: $0 paid 2017 · $264K 1983 2025
$457K
total paid
$14,275
average claim
$103K
largest single claim
91%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Aguada, PR and where it ranks among U.S. counties. It is not a verdict on whether Aguada is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.