Property Atlas

County hazard profile

Richland, WI

Wisconsin · pop. 17,280 · FIPS 55103

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$13M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Richland $13M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 51.56/100
national median ~50 near the national middle (52nd percentile)
Social vulnerabilityRelatively High 70.01/100
national median ~50 near the national middle (70th percentile)
Community resilienceRelatively High 63.58/100
national median ~50 near the national middle (64th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Richland

The National Flood Insurance Program has paid 95 flood-insurance claims totaling $1.2M in Richland since 1978. The costliest year was 2018 ($536K paid).

Flood-insurance dollars paid by year of loss

1978: $9,421 paid 1979: $508 paid 1981: $2,984 paid 1982: $3,548 paid 1989: $463 paid 1992: $26,561 paid 1993: $13,830 paid 1996: $0 paid 1998: $0 paid 2000: $17,820 paid 2001: $13,105 paid 2007: $223,932 paid 2008: $250,758 paid 2010: $0 paid 2013: $2,432 paid 2014: $0 paid 2016: $5,591 paid 2017: $75,368 paid 2018: $536,175 paid 2022: $3,392 paid 2018 · $536K 1978 2022
$1.2M
total paid
$12,483
average claim
$193K
largest single claim
73%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Richland, WI and where it ranks among U.S. counties. It is not a verdict on whether Richland is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.