Property Atlas

County hazard profile

Pepin, WI

Wisconsin · pop. 7,313 · FIPS 55091

Very Low
FEMA risk rating · RATING
Landslide
dominant hazard
$4M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Pepin $4M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 7.19/100
national median ~50 among the lowest nationally
Social vulnerabilityRelatively Low 32.03/100
national median ~50 lower than most counties (32nd percentile)
Community resilienceRelatively Moderate 52.19/100
national median ~50 near the national middle (52nd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Pepin

The National Flood Insurance Program has paid 75 flood-insurance claims totaling $659K in Pepin since 1979. The costliest year was 2001 ($226K paid).

Flood-insurance dollars paid by year of loss

1979: $0 paid 1982: $5,444 paid 1983: $4,460 paid 1984: $1,594 paid 1986: $1,940 paid 1993: $31,815 paid 1996: $5,501 paid 1997: $103,459 paid 1998: $5,158 paid 2001: $225,544 paid 2002: $25,094 paid 2003: $5,619 paid 2004: $7,414 paid 2009: $0 paid 2010: $88,053 paid 2011: $28,333 paid 2014: $0 paid 2016: $0 paid 2019: $31,063 paid 2023: $88,843 paid 2001 · $226K 1979 2023
$659K
total paid
$8,791
average claim
$70K
largest single claim
95%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Pepin, WI and where it ranks among U.S. counties. It is not a verdict on whether Pepin is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.