Property Atlas

County hazard profile

Manitowoc, WI

Wisconsin · pop. 81,299 · FIPS 55071

Relatively Low
FEMA risk rating · RATING
Hail
dominant hazard
$32M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Manitowoc $32M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 68.92/100
national median ~50 near the national middle (69th percentile)
Social vulnerabilityRelatively Low 22.96/100
national median ~50 among the lowest nationally
Community resilienceVery High 99.36/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Manitowoc

The National Flood Insurance Program has paid 35 flood-insurance claims totaling $468K in Manitowoc since 1979. The costliest year was 2019 ($312K paid).

Flood-insurance dollars paid by year of loss

1979: $6,144 paid 1980: $435 paid 1982: $500 paid 1984: $697 paid 1985: $0 paid 1986: $44,996 paid 1988: $0 paid 1989: $0 paid 1990: $25,084 paid 2001: $0 paid 2007: $2,206 paid 2008: $8,156 paid 2010: $425 paid 2011: $0 paid 2018: $33,907 paid 2019: $311,684 paid 2020: $0 paid 2021: $33,956 paid 2026: $0 paid 2019 · $312K 1979 2026
$468K
total paid
$13,377
average claim
$273K
largest single claim
51%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Manitowoc, WI and where it ranks among U.S. counties. It is not a verdict on whether Manitowoc is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.