Property Atlas

County hazard profile

Fond du Lac, WI

Wisconsin · pop. 104,053 · FIPS 55039

Relatively Low
FEMA risk rating · RATING
Hail
dominant hazard
$44M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Fond du Lac $44M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 76.3/100
national median ~50 higher than 76% of counties
Social vulnerabilityVery Low 16.57/100
national median ~50 among the lowest nationally
Community resilienceVery High 94.15/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Fond du Lac

The National Flood Insurance Program has paid 523 flood-insurance claims totaling $7.4M in Fond du Lac since 1978. The costliest year was 2008 ($4.7M paid).

Flood-insurance dollars paid by year of loss

1978: $763 paid 1979: $59 paid 1981: $0 paid 1982: $1,875 paid 1986: $27,834 paid 1989: $54,602 paid 1991: $0 paid 1993: $20,887 paid 1995: $0 paid 1996: $0 paid 1998: $0 paid 2000: $0 paid 2001: $37,755 paid 2003: $20,151 paid 2004: $55,355 paid 2008: $4,670,440 paid 2009: $0 paid 2010: $0 paid 2013: $19,978 paid 2014: $63,423 paid 2016: $0 paid 2017: $6,121 paid 2018: $12,970 paid 2019: $2,280,643 paid 2020: $28,207 paid 2021: $11,131 paid 2024: $54,703 paid 2025: $45,542 paid 2008 · $4.7M 1978 2025
$7.4M
total paid
$14,173
average claim
$577K
largest single claim
85%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Fond du Lac, WI and where it ranks among U.S. counties. It is not a verdict on whether Fond du Lac is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.