Property Atlas

County hazard profile

Dane, WI

Wisconsin · pop. 561,270 · FIPS 55025

Relatively Moderate
FEMA risk rating · RATING
Cold Wave
dominant hazard
$182M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

near the national middle (56th percentile)

national median $15M/yr Dane $182M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 93.86/100
national median ~50 among the highest nationally
Social vulnerabilityVery Low 15.94/100
national median ~50 among the lowest nationally
Community resilienceVery High 97.81/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Dane

The National Flood Insurance Program has paid 333 flood-insurance claims totaling $8.7M in Dane since 1978. The costliest year was 2018 ($5.1M paid).

Flood-insurance dollars paid by year of loss

1978: $16,042 paid 1979: $0 paid 1980: $10,440 paid 1981: $29,823 paid 1982: $3,082 paid 1983: $0 paid 1984: $5,290 paid 1989: $0 paid 1991: $1,787 paid 1993: $51,025 paid 1994: $0 paid 1995: $0 paid 1996: $61,827 paid 1997: $1,924 paid 1998: $1,329 paid 1999: $6,090 paid 2000: $12,998 paid 2001: $52,228 paid 2002: $207,899 paid 2004: $6,258 paid 2006: $14,142 paid 2007: $299,484 paid 2008: $1,460,002 paid 2009: $0 paid 2010: $12,229 paid 2011: $0 paid 2012: $0 paid 2013: $344,902 paid 2014: $3,387 paid 2015: $0 paid 2016: $267,782 paid 2017: $14,787 paid 2018: $5,125,820 paid 2019: $39,068 paid 2020: $253,999 paid 2022: $0 paid 2023: $35,305 paid 2024: $343,884 paid 2018 · $5.1M 1978 2024
$8.7M
total paid
$26,075
average claim
$500K
largest single claim
44%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Dane, WI and where it ranks among U.S. counties. It is not a verdict on whether Dane is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.