Property Atlas

County hazard profile

Webster, WV

West Virginia · pop. 8,359 · FIPS 54101

Very Low
FEMA risk rating · RATING
Landslide
dominant hazard
$6M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Webster $6M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 35.27/100
national median ~50 lower than most counties (35th percentile)
Social vulnerabilityVery High 98.41/100
national median ~50 among the highest nationally
Community resilienceVery Low 9.48/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Webster

The National Flood Insurance Program has paid 199 flood-insurance claims totaling $2.5M in Webster since 1979. The costliest year was 2016 ($1.6M paid).

Flood-insurance dollars paid by year of loss

1979: $0 paid 1980: $456 paid 1981: $32,936 paid 1982: $0 paid 1984: $26,069 paid 1985: $207,164 paid 1989: $39,834 paid 1991: $359 paid 1993: $0 paid 1994: $23,629 paid 1995: $0 paid 1996: $174,422 paid 1998: $0 paid 2002: $9,142 paid 2003: $188,792 paid 2004: $0 paid 2005: $9,617 paid 2012: $3,043 paid 2015: $13,415 paid 2016: $1,647,192 paid 2018: $0 paid 2025: $78,211 paid 2016 · $1.6M 1979 2025
$2.5M
total paid
$12,333
average claim
$141K
largest single claim
49%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Webster, WV and where it ranks among U.S. counties. It is not a verdict on whether Webster is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.