Property Atlas

County hazard profile

Randolph, WV

West Virginia · pop. 27,919 · FIPS 54083

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$19M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Randolph $19M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 57.06/100
national median ~50 near the national middle (57th percentile)
Social vulnerabilityRelatively Moderate 42.24/100
national median ~50 near the national middle (42nd percentile)
Community resilienceRelatively Moderate 43.38/100
national median ~50 near the national middle (43rd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Randolph

The National Flood Insurance Program has paid 536 flood-insurance claims totaling $4.7M in Randolph since 1978. The costliest year was 1996 ($2.5M paid).

Flood-insurance dollars paid by year of loss

1978: $41,967 paid 1982: $3,089 paid 1984: $12,391 paid 1985: $739,994 paid 1989: $5,001 paid 1990: $18,411 paid 1992: $40,074 paid 1994: $727,109 paid 1995: $0 paid 1996: $2,500,902 paid 1997: $2,567 paid 1998: $19,881 paid 2000: $40,170 paid 2001: $5,612 paid 2002: $7,617 paid 2003: $4,532 paid 2004: $4,870 paid 2006: $10,069 paid 2007: $38,179 paid 2008: $8,112 paid 2009: $10,527 paid 2010: $25,980 paid 2011: $13,217 paid 2012: $4,327 paid 2013: $31,419 paid 2014: $8,319 paid 2015: $7,413 paid 2016: $17,016 paid 2017: $818 paid 2018: $74,544 paid 2019: $85,817 paid 2020: $0 paid 2024: $114,090 paid 2025: $91,955 paid 1996 · $2.5M 1978 2025
$4.7M
total paid
$8,798
average claim
$55K
largest single claim
58%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Randolph, WV and where it ranks among U.S. counties. It is not a verdict on whether Randolph is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.