Property Atlas

County hazard profile

Pocahontas, WV

West Virginia · pop. 7,845 · FIPS 54075

Very Low
FEMA risk rating · RATING
Landslide
dominant hazard
$7M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Pocahontas $7M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 27.54/100
national median ~50 lower than most counties (28th percentile)
Social vulnerabilityRelatively High 76.53/100
national median ~50 higher than 77% of counties
Community resilienceRelatively Low 36.2/100
national median ~50 lower than most counties (36th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Pocahontas

The National Flood Insurance Program has paid 706 flood-insurance claims totaling $15.1M in Pocahontas since 1978. The costliest year was 1996 ($10.1M paid).

Flood-insurance dollars paid by year of loss

1978: $1,260 paid 1981: $920 paid 1982: $25,620 paid 1984: $429 paid 1985: $2,673,900 paid 1989: $127,372 paid 1990: $43,632 paid 1994: $1,079 paid 1996: $10,050,392 paid 1998: $4,720 paid 2001: $633 paid 2002: $2,384 paid 2003: $319,070 paid 2007: $235,681 paid 2008: $26,136 paid 2009: $0 paid 2010: $1,108,681 paid 2015: $20,875 paid 2016: $474,217 paid 2018: $713 paid 2021: $25,736 paid 1996 · $10.1M 1978 2021
$15.1M
total paid
$21,450
average claim
$424K
largest single claim
77%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Pocahontas, WV and where it ranks among U.S. counties. It is not a verdict on whether Pocahontas is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.