Property Atlas

County hazard profile

Nicholas, WV

West Virginia · pop. 24,584 · FIPS 54067

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$14M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Nicholas $14M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 58.17/100
national median ~50 near the national middle (58th percentile)
Social vulnerabilityVery High 82.67/100
national median ~50 higher than 83% of counties
Community resilienceRelatively Moderate 40.39/100
national median ~50 near the national middle (40th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Nicholas

The National Flood Insurance Program has paid 216 flood-insurance claims totaling $8.7M in Nicholas since 1978. The costliest year was 2016 ($5.8M paid).

Flood-insurance dollars paid by year of loss

1978: $541 paid 1979: $2,360 paid 1980: $9,190 paid 1981: $1,238 paid 1982: $525 paid 1985: $5,207 paid 1986: $29,441 paid 1991: $17,709 paid 1996: $59,526 paid 1997: $4,108 paid 1998: $10,907 paid 2000: $0 paid 2001: $331,444 paid 2002: $0 paid 2003: $2,371,141 paid 2004: $12,988 paid 2013: $33,435 paid 2016: $5,841,240 paid 2020: $4,228 paid 2021: $0 paid 2022: $8,316 paid 2016 · $5.8M 1978 2022
$8.7M
total paid
$40,479
average claim
$1.0M
largest single claim
68%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Nicholas, WV and where it ranks among U.S. counties. It is not a verdict on whether Nicholas is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.