Property Atlas

County hazard profile

Marshall, WV

West Virginia · pop. 30,591 · FIPS 54051

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$18M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Marshall $18M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 56.81/100
national median ~50 near the national middle (57th percentile)
Social vulnerabilityRelatively Moderate 49.71/100
national median ~50 near the national middle (50th percentile)
Community resilienceRelatively High 69.02/100
national median ~50 near the national middle (69th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Marshall

The National Flood Insurance Program has paid 541 flood-insurance claims totaling $4.3M in Marshall since 1978. The costliest year was 2004 ($2.0M paid).

Flood-insurance dollars paid by year of loss

1978: $60,435 paid 1979: $1,800 paid 1980: $268,544 paid 1981: $26,021 paid 1985: $202,961 paid 1989: $4,277 paid 1990: $10,644 paid 1991: $9,115 paid 1994: $28,629 paid 1996: $329,976 paid 1997: $45,900 paid 1998: $24,718 paid 1999: $10,823 paid 2001: $0 paid 2002: $4,833 paid 2003: $0 paid 2004: $1,956,137 paid 2005: $198,845 paid 2006: $1,020 paid 2008: $0 paid 2009: $84,801 paid 2010: $6,259 paid 2011: $40,102 paid 2013: $24,430 paid 2015: $17,481 paid 2016: $10,665 paid 2017: $554,262 paid 2018: $63,859 paid 2019: $23,817 paid 2021: $196,340 paid 2024: $75,576 paid 2025: $0 paid 2004 · $2.0M 1978 2025
$4.3M
total paid
$7,915
average claim
$346K
largest single claim
61%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Marshall, WV and where it ranks among U.S. counties. It is not a verdict on whether Marshall is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.