Property Atlas

County hazard profile

Lewis, WV

West Virginia · pop. 17,010 · FIPS 54041

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$12M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Lewis $12M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 43.7/100
national median ~50 near the national middle (44th percentile)
Social vulnerabilityRelatively Moderate 59.32/100
national median ~50 near the national middle (59th percentile)
Community resilienceRelatively Moderate 53.12/100
national median ~50 near the national middle (53rd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Lewis

The National Flood Insurance Program has paid 288 flood-insurance claims totaling $2.0M in Lewis since 1978. The costliest year was 1985 ($1.1M paid).

Flood-insurance dollars paid by year of loss

1978: $97,433 paid 1979: $789 paid 1980: $17,052 paid 1981: $615 paid 1984: $0 paid 1985: $1,104,822 paid 1989: $23,185 paid 1990: $820 paid 1992: $12,173 paid 1994: $1,830 paid 1996: $9,164 paid 1998: $192,807 paid 2000: $70,356 paid 2001: $76,891 paid 2002: $17,239 paid 2003: $44,039 paid 2005: $54,108 paid 2007: $0 paid 2008: $5,687 paid 2009: $4,619 paid 2011: $0 paid 2015: $96,647 paid 2016: $12,608 paid 2018: $87,210 paid 2021: $0 paid 2025: $88,799 paid 2026: $0 paid 1985 · $1.1M 1978 2026
$2.0M
total paid
$7,010
average claim
$120K
largest single claim
56%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Lewis, WV and where it ranks among U.S. counties. It is not a verdict on whether Lewis is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.