Property Atlas

County hazard profile

Jackson, WV

West Virginia · pop. 27,774 · FIPS 54035

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$15M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Jackson $15M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 56.46/100
national median ~50 near the national middle (56th percentile)
Social vulnerabilityRelatively High 64.92/100
national median ~50 near the national middle (65th percentile)
Community resilienceRelatively Low 36.64/100
national median ~50 lower than most counties (37th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Jackson

The National Flood Insurance Program has paid 311 flood-insurance claims totaling $4.5M in Jackson since 1978. The costliest year was 1998 ($1.2M paid).

Flood-insurance dollars paid by year of loss

1978: $148,851 paid 1979: $15,119 paid 1980: $246,023 paid 1982: $1,793 paid 1983: $0 paid 1984: $72,210 paid 1985: $14,461 paid 1987: $52,037 paid 1989: $45,162 paid 1991: $84,847 paid 1992: $454 paid 1994: $153,133 paid 1995: $52,943 paid 1996: $274,935 paid 1997: $287,861 paid 1998: $1,241,592 paid 1999: $210 paid 2000: $259,526 paid 2001: $19,764 paid 2002: $119,785 paid 2003: $116,307 paid 2004: $428,968 paid 2005: $14,014 paid 2006: $7,395 paid 2008: $9,803 paid 2009: $0 paid 2010: $69,074 paid 2011: $6,740 paid 2012: $208,901 paid 2014: $21,369 paid 2015: $0 paid 2016: $104,105 paid 2020: $33,214 paid 2021: $48,493 paid 2022: $315,495 paid 2025: $0 paid 1998 · $1.2M 1978 2025
$4.5M
total paid
$14,388
average claim
$200K
largest single claim
50%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Jackson, WV and where it ranks among U.S. counties. It is not a verdict on whether Jackson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.