Property Atlas

County hazard profile

Boone, WV

West Virginia · pop. 21,756 · FIPS 54005

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$19M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Boone $19M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 69.37/100
national median ~50 near the national middle (69th percentile)
Social vulnerabilityVery High 85.75/100
national median ~50 higher than 86% of counties
Community resilienceVery Low 13.3/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Boone

The National Flood Insurance Program has paid 469 flood-insurance claims totaling $3.6M in Boone since 1978. The costliest year was 2007 ($775K paid).

Flood-insurance dollars paid by year of loss

1978: $422,100 paid 1979: $15,121 paid 1980: $4,371 paid 1983: $0 paid 1984: $0 paid 1988: $0 paid 1989: $62 paid 1991: $124,394 paid 1994: $4,575 paid 1996: $370,762 paid 1997: $14,375 paid 2001: $465,889 paid 2002: $0 paid 2003: $714,213 paid 2004: $16,215 paid 2006: $4,159 paid 2007: $775,466 paid 2010: $0 paid 2011: $3,122 paid 2012: $15,000 paid 2013: $398 paid 2015: $140,755 paid 2017: $3,050 paid 2021: $299,341 paid 2022: $176,147 paid 2024: $11,392 paid 2025: $8,017 paid 2007 · $775K 1978 2025
$3.6M
total paid
$7,652
average claim
$215K
largest single claim
62%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Boone, WV and where it ranks among U.S. counties. It is not a verdict on whether Boone is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.