Property Atlas

County hazard profile

Whitman, WA

Washington · pop. 47,922 · FIPS 53075

Very Low
FEMA risk rating · RATING
Landslide
dominant hazard
$14M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Whitman $14M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 39.76/100
national median ~50 near the national middle (40th percentile)
Social vulnerabilityRelatively Low 20.77/100
national median ~50 among the lowest nationally
Community resilienceRelatively Moderate 50.64/100
national median ~50 near the national middle (51st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Whitman

The National Flood Insurance Program has paid 58 flood-insurance claims totaling $661K in Whitman since 1979. The costliest year was 1996 ($374K paid).

Flood-insurance dollars paid by year of loss

1979: $36,835 paid 1980: $0 paid 1981: $0 paid 1982: $0 paid 1996: $373,660 paid 1997: $84,211 paid 1998: $26,687 paid 2011: $0 paid 2017: $962 paid 2019: $47,097 paid 2025: $91,201 paid 1996 · $374K 1979 2025
$661K
total paid
$11,391
average claim
$125K
largest single claim
62%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Whitman, WA and where it ranks among U.S. counties. It is not a verdict on whether Whitman is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.