Property Atlas

County hazard profile

Skagit, WA

Washington · pop. 129,360 · FIPS 53057

Relatively Moderate
FEMA risk rating · RATING
Volcanic Activity
dominant hazard
$81M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

lower than most counties (25th percentile)

national median $15M/yr Skagit $81M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 88.77/100
national median ~50 higher than 89% of counties
Social vulnerabilityRelatively Low 31.74/100
national median ~50 lower than most counties (32nd percentile)
Community resilienceRelatively High 73.44/100
national median ~50 near the national middle (73rd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Skagit

The National Flood Insurance Program has paid 1,293 flood-insurance claims totaling $22.6M in Skagit since 1978. The costliest year was 2025 ($7.8M paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $105,576 paid 1980: $522,940 paid 1981: $0 paid 1982: $20,144 paid 1983: $44,118 paid 1984: $1,371 paid 1986: $2,138 paid 1989: $113,466 paid 1990: $2,335,341 paid 1991: $0 paid 1992: $0 paid 1995: $2,772,711 paid 1996: $33,612 paid 1997: $6,586 paid 1998: $0 paid 1999: $30,675 paid 2000: $3,078 paid 2001: $23,640 paid 2002: $9,225 paid 2003: $3,963,076 paid 2004: $97,580 paid 2005: $23,879 paid 2006: $1,416,522 paid 2007: $0 paid 2008: $6,464 paid 2009: $172,921 paid 2010: $10,047 paid 2011: $51,581 paid 2012: $1,669 paid 2014: $101,737 paid 2015: $53,521 paid 2016: $121,870 paid 2017: $155,543 paid 2018: $61,469 paid 2020: $16,120 paid 2021: $2,174,666 paid 2022: $348,615 paid 2023: $0 paid 2025: $7,765,485 paid 2026: $40,907 paid 2025 · $7.8M 1978 2026
$22.6M
total paid
$17,485
average claim
$250K
largest single claim
79%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Skagit, WA and where it ranks among U.S. counties. It is not a verdict on whether Skagit is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.