Property Atlas

County hazard profile

King, WA

Washington · pop. 2,268,178 · FIPS 53033

Very High
FEMA risk rating · RATING
Earthquake
dominant hazard
$1.7B
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the highest nationally

national median $15M/yr King $1.7B

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery High 99.68/100
national median ~50 among the highest nationally
Social vulnerabilityVery Low 14.76/100
national median ~50 among the lowest nationally
Community resilienceVery High 87.4/100
national median ~50 higher than 87% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in King

The National Flood Insurance Program has paid 3,382 flood-insurance claims totaling $66.3M in King since 1978. The costliest year was 2009 ($18.9M paid).

Flood-insurance dollars paid by year of loss

1978: $45,006 paid 1979: $108,007 paid 1980: $186,319 paid 1981: $38,454 paid 1982: $79,145 paid 1983: $30,624 paid 1984: $20,387 paid 1985: $0 paid 1986: $1,054,300 paid 1987: $69,775 paid 1988: $5,348 paid 1989: $35,173 paid 1990: $5,845,026 paid 1991: $200,895 paid 1992: $10,053 paid 1993: $8,646 paid 1994: $5,886 paid 1995: $2,561,192 paid 1996: $3,586,593 paid 1997: $494,267 paid 1998: $64,165 paid 1999: $121,430 paid 2000: $274 paid 2001: $240,408 paid 2002: $616 paid 2003: $159,107 paid 2004: $41,309 paid 2005: $114,753 paid 2006: $11,545,293 paid 2007: $1,655,459 paid 2008: $711,311 paid 2009: $18,884,201 paid 2010: $317,376 paid 2011: $114,429 paid 2012: $710,542 paid 2013: $143,649 paid 2014: $263,238 paid 2015: $524,677 paid 2016: $338,586 paid 2017: $133,541 paid 2018: $1,267 paid 2019: $543,475 paid 2020: $2,551,921 paid 2021: $53,475 paid 2022: $2,391,540 paid 2023: $289,742 paid 2024: $279,798 paid 2025: $9,713,684 paid 2009 · $18.9M 1978 2025
$66.3M
total paid
$19,602
average claim
$515K
largest single claim
70%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for King, WA and where it ranks among U.S. counties. It is not a verdict on whether King is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.