Property Atlas

County hazard profile

Clallam, WA

Washington · pop. 77,054 · FIPS 53009

Relatively Moderate
FEMA risk rating · RATING
Earthquake
dominant hazard
$63M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Clallam $63M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 89.73/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively High 75.64/100
national median ~50 higher than 76% of counties
Community resilienceRelatively High 63.3/100
national median ~50 near the national middle (63rd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Clallam

The National Flood Insurance Program has paid 101 flood-insurance claims totaling $1.2M in Clallam since 1979. The costliest year was 1991 ($269K paid).

Flood-insurance dollars paid by year of loss

1979: $97,350 paid 1982: $0 paid 1986: $1,940 paid 1987: $0 paid 1990: $90,272 paid 1991: $268,955 paid 1992: $7,141 paid 1993: $1,790 paid 1995: $11,954 paid 1996: $27,544 paid 1997: $75,695 paid 1998: $0 paid 1999: $193,337 paid 2000: $6,635 paid 2001: $130,000 paid 2002: $12,317 paid 2003: $52,144 paid 2006: $13,731 paid 2007: $10,868 paid 2009: $21,701 paid 2010: $6,409 paid 2012: $0 paid 2015: $7,531 paid 2020: $24,631 paid 2021: $134,026 paid 1991 · $269K 1979 2021
$1.2M
total paid
$11,841
average claim
$130K
largest single claim
47%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Clallam, WA and where it ranks among U.S. counties. It is not a verdict on whether Clallam is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.