Property Atlas

County hazard profile

Poquoson, VA

Virginia · pop. 12,460 · FIPS 51735

Very Low
FEMA risk rating · RATING
Coastal Flooding
dominant hazard
$4M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Poquoson $4M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 2.35/100
national median ~50 among the lowest nationally
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceVery High 99.33/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Poquoson

The National Flood Insurance Program has paid 4,290 flood-insurance claims totaling $72.9M in Poquoson since 1978. The costliest year was 2003 ($50.9M paid).

Flood-insurance dollars paid by year of loss

1978: $63,737 paid 1979: $1,625 paid 1980: $0 paid 1981: $0 paid 1982: $20,432 paid 1983: $215 paid 1984: $0 paid 1986: $0 paid 1988: $1,561 paid 1989: $0 paid 1990: $2,181 paid 1991: $6,730 paid 1992: $455 paid 1993: $0 paid 1994: $6,815 paid 1995: $0 paid 1996: $837 paid 1997: $2,197 paid 1998: $531,043 paid 1999: $182,949 paid 2000: $22,996 paid 2001: $0 paid 2002: $2,107 paid 2003: $50,929,723 paid 2004: $300,000 paid 2006: $1,173,677 paid 2007: $1,874 paid 2008: $95,868 paid 2009: $14,647,398 paid 2010: $9,898 paid 2011: $3,778,282 paid 2012: $441,852 paid 2013: $979 paid 2014: $0 paid 2015: $393,166 paid 2016: $51,134 paid 2018: $4,862 paid 2019: $0 paid 2020: $0 paid 2021: $0 paid 2022: $157,231 paid 2024: $4,888 paid 2025: $51,067 paid 2003 · $50.9M 1978 2025
$72.9M
total paid
$16,990
average claim
$372K
largest single claim
98%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Poquoson, VA and where it ranks among U.S. counties. It is not a verdict on whether Poquoson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.