Property Atlas

County hazard profile

Hampton, VA

Virginia · pop. 137,063 · FIPS 51650

Relatively Low
FEMA risk rating · RATING
Hurricane
dominant hazard
$23M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Hampton $23M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 61.74/100
national median ~50 near the national middle (62nd percentile)
Social vulnerabilityRelatively Low 34.64/100
national median ~50 lower than most counties (35th percentile)
Community resilienceVery High 89.03/100
national median ~50 higher than 89% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Hampton

The National Flood Insurance Program has paid 5,774 flood-insurance claims totaling $73.7M in Hampton since 1978. The costliest year was 2003 ($33.4M paid).

Flood-insurance dollars paid by year of loss

1978: $69,236 paid 1979: $1,982 paid 1980: $0 paid 1981: $3,608 paid 1982: $66,602 paid 1983: $1,673 paid 1984: $127 paid 1985: $12,722 paid 1986: $3,544 paid 1987: $8,984 paid 1988: $1,964 paid 1989: $457 paid 1990: $0 paid 1991: $13,305 paid 1992: $8,978 paid 1994: $28,214 paid 1995: $0 paid 1996: $6,158 paid 1997: $309 paid 1998: $942,446 paid 1999: $3,216,072 paid 2000: $205,412 paid 2001: $0 paid 2002: $14,454 paid 2003: $33,361,027 paid 2004: $103,583 paid 2005: $59,794 paid 2006: $3,186,614 paid 2007: $0 paid 2008: $115,763 paid 2009: $19,905,249 paid 2010: $133,573 paid 2011: $4,018,187 paid 2012: $4,128,977 paid 2013: $0 paid 2014: $1,065,018 paid 2015: $213,311 paid 2016: $2,330,903 paid 2017: $57,870 paid 2018: $214,247 paid 2019: $6,270 paid 2020: $53,872 paid 2021: $15,995 paid 2022: $60,126 paid 2023: $9,596 paid 2024: $16,335 paid 2025: $30,880 paid 2003 · $33.4M 1978 2025
$73.7M
total paid
$12,763
average claim
$470K
largest single claim
91%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Hampton, VA and where it ranks among U.S. counties. It is not a verdict on whether Hampton is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.