Property Atlas

County hazard profile

Danville, VA

Virginia · pop. 42,567 · FIPS 51590

Relatively Low
FEMA risk rating · RATING
Riverine Flooding
dominant hazard
$18M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Danville $18M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 68.03/100
national median ~50 near the national middle (68th percentile)
Social vulnerabilityVery High 88.17/100
national median ~50 higher than 88% of counties
Community resilienceRelatively Moderate 55.18/100
national median ~50 near the national middle (55th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Danville

The National Flood Insurance Program has paid 164 flood-insurance claims totaling $5.0M in Danville since 1978. The costliest year was 2018 ($3.4M paid).

Flood-insurance dollars paid by year of loss

1978: $8,427 paid 1979: $26,597 paid 1982: $911 paid 1983: $1,209 paid 1984: $11,445 paid 1985: $2,094 paid 1987: $60,006 paid 1995: $16,020 paid 1996: $315,462 paid 1998: $618 paid 2002: $1,320 paid 2003: $32,835 paid 2006: $0 paid 2007: $122,357 paid 2008: $30,406 paid 2009: $1,350 paid 2010: $28,033 paid 2012: $0 paid 2013: $222,592 paid 2014: $0 paid 2016: $18,119 paid 2017: $148,792 paid 2018: $3,361,700 paid 2019: $2,045 paid 2020: $470,918 paid 2024: $72,631 paid 2025: $0 paid 2018 · $3.4M 1978 2025
$5.0M
total paid
$30,219
average claim
$342K
largest single claim
59%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Danville, VA and where it ranks among U.S. counties. It is not a verdict on whether Danville is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.