Property Atlas

County hazard profile

Rockingham, VA

Virginia · pop. 83,694 · FIPS 51165

Relatively Low
FEMA risk rating · RATING
Landslide
dominant hazard
$35M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Rockingham $35M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 75.03/100
national median ~50 higher than 75% of counties
Social vulnerabilityRelatively Low 36.2/100
national median ~50 lower than most counties (36th percentile)
Community resilienceRelatively Moderate 56.81/100
national median ~50 near the national middle (57th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Rockingham

The National Flood Insurance Program has paid 282 flood-insurance claims totaling $4.5M in Rockingham since 1979. The costliest year was 1996 ($3.0M paid).

Flood-insurance dollars paid by year of loss

1979: $3,300 paid 1985: $396,782 paid 1987: $10,762 paid 1996: $3,001,591 paid 1998: $12,257 paid 2001: $53,334 paid 2003: $52,646 paid 2005: $5,475 paid 2006: $71,062 paid 2010: $8,082 paid 2011: $15,202 paid 2013: $4,841 paid 2014: $9,205 paid 2016: $0 paid 2017: $214,148 paid 2018: $607,433 paid 2022: $0 paid 2023: $0 paid 2025: $0 paid 1996 · $3.0M 1979 2025
$4.5M
total paid
$15,837
average claim
$800K
largest single claim
68%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Rockingham, VA and where it ranks among U.S. counties. It is not a verdict on whether Rockingham is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.