Property Atlas

County hazard profile

King William, VA

Virginia · pop. 17,810 · FIPS 51101

Very Low
FEMA risk rating · RATING
Drought
dominant hazard
$6M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr King William $6M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 8.27/100
national median ~50 among the lowest nationally
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceRelatively High 72.55/100
national median ~50 near the national middle (73rd percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in King William

The National Flood Insurance Program has paid 89 flood-insurance claims totaling $2.4M in King William since 1978. The costliest year was 2003 ($2.1M paid).

Flood-insurance dollars paid by year of loss

1978: $111 paid 1985: $1,304 paid 1990: $4,008 paid 1991: $6,917 paid 1994: $13,262 paid 1996: $25,686 paid 1998: $10,258 paid 1999: $6,782 paid 2003: $2,060,845 paid 2004: $18,986 paid 2006: $131,205 paid 2008: $0 paid 2009: $56,546 paid 2011: $15,750 paid 2017: $14,347 paid 2025: $7,937 paid 2003 · $2.1M 1978 2025
$2.4M
total paid
$26,674
average claim
$228K
largest single claim
82%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for King William, VA and where it ranks among U.S. counties. It is not a verdict on whether King William is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.