Property Atlas

County hazard profile

Giles, VA

Virginia · pop. 16,775 · FIPS 51071

Very Low
FEMA risk rating · RATING
Landslide
dominant hazard
$5M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Giles $5M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 16.57/100
national median ~50 among the lowest nationally
Social vulnerabilityRelatively High 62.79/100
national median ~50 near the national middle (63rd percentile)
Community resilienceRelatively Moderate 53.63/100
national median ~50 near the national middle (54th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Giles

The National Flood Insurance Program has paid 88 flood-insurance claims totaling $1.8M in Giles since 1978. The costliest year was 2024 ($474K paid).

Flood-insurance dollars paid by year of loss

1978: $1,574 paid 1979: $5,800 paid 1989: $39,584 paid 1992: $2,654 paid 1993: $52,067 paid 1995: $75,956 paid 1996: $81,731 paid 1998: $0 paid 2003: $265,958 paid 2004: $0 paid 2010: $303,322 paid 2013: $244,767 paid 2015: $1,504 paid 2018: $110,779 paid 2020: $20,231 paid 2023: $0 paid 2024: $473,744 paid 2025: $79,766 paid 2024 · $474K 1978 2025
$1.8M
total paid
$19,994
average claim
$134K
largest single claim
72%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Giles, VA and where it ranks among U.S. counties. It is not a verdict on whether Giles is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.