Property Atlas

County hazard profile

Alleghany, VA

Virginia · pop. 15,205 · FIPS 51005

Very Low
FEMA risk rating · RATING
Strong Wind
dominant hazard
$11M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Alleghany $11M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 38.07/100
national median ~50 lower than most counties (38th percentile)
Social vulnerabilityRelatively Moderate 51.65/100
national median ~50 near the national middle (52nd percentile)
Community resilienceRelatively Moderate 46.31/100
national median ~50 near the national middle (46th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Alleghany

The National Flood Insurance Program has paid 213 flood-insurance claims totaling $2.9M in Alleghany since 1978. The costliest year was 1985 ($885K paid).

Flood-insurance dollars paid by year of loss

1978: $18,248 paid 1979: $2,263 paid 1981: $1,146 paid 1982: $364 paid 1983: $0 paid 1985: $885,295 paid 1991: $9,040 paid 1992: $34,130 paid 1993: $0 paid 1995: $33,192 paid 1996: $606,689 paid 1998: $106,664 paid 2003: $197,849 paid 2004: $290,131 paid 2005: $30,000 paid 2006: $11,680 paid 2007: $1,147 paid 2010: $0 paid 2011: $0 paid 2012: $0 paid 2013: $16,794 paid 2016: $640,530 paid 2018: $0 paid 2021: $2,986 paid 2025: $12,463 paid 1985 · $885K 1978 2025
$2.9M
total paid
$13,618
average claim
$200K
largest single claim
47%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Alleghany, VA and where it ranks among U.S. counties. It is not a verdict on whether Alleghany is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.