Property Atlas

County hazard profile

Orleans, VT

Vermont · pop. 27,365 · FIPS 50019

Very Low
FEMA risk rating · RATING
Landslide
dominant hazard
$12M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Orleans $12M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 36.83/100
national median ~50 lower than most counties (37th percentile)
Social vulnerabilityRelatively Low 37.72/100
national median ~50 lower than most counties (38th percentile)
Community resilienceRelatively High 79.8/100
national median ~50 higher than 80% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Orleans

The National Flood Insurance Program has paid 102 flood-insurance claims totaling $2.6M in Orleans since 1981. The costliest year was 2023 ($1.4M paid).

Flood-insurance dollars paid by year of loss

1981: $0 paid 1982: $3,453 paid 1983: $19,035 paid 1986: $4,000 paid 1989: $1,694 paid 1994: $15,053 paid 1995: $0 paid 1996: $848 paid 1997: $53,931 paid 1998: $107,607 paid 2002: $69,701 paid 2003: $2,603 paid 2005: $3,734 paid 2006: $0 paid 2008: $2,951 paid 2010: $0 paid 2011: $487,465 paid 2012: $20,839 paid 2014: $37,963 paid 2019: $332,952 paid 2023: $1,386,819 paid 2024: $68,609 paid 2023 · $1.4M 1981 2024
$2.6M
total paid
$25,679
average claim
$500K
largest single claim
62%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Orleans, VT and where it ranks among U.S. counties. It is not a verdict on whether Orleans is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.