Property Atlas

County hazard profile

Orange, VT

Vermont · pop. 29,274 · FIPS 50017

Very Low
FEMA risk rating · RATING
Landslide
dominant hazard
$11M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Orange $11M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 26.43/100
national median ~50 lower than most counties (26th percentile)
Social vulnerabilityVery Low 13.61/100
national median ~50 among the lowest nationally
Community resilienceRelatively Moderate 59.03/100
national median ~50 near the national middle (59th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Orange

The National Flood Insurance Program has paid 84 flood-insurance claims totaling $1.9M in Orange since 1978. The costliest year was 2011 ($812K paid).

Flood-insurance dollars paid by year of loss

1978: $540 paid 1979: $0 paid 1980: $0 paid 1981: $460 paid 1983: $1,149 paid 1984: $1,487 paid 1986: $2,919 paid 1989: $813 paid 1990: $993 paid 1992: $7,217 paid 1996: $663 paid 1998: $23,000 paid 1999: $0 paid 2001: $0 paid 2003: $0 paid 2007: $34,463 paid 2008: $38,969 paid 2009: $45,155 paid 2011: $811,738 paid 2013: $41,041 paid 2015: $0 paid 2017: $65,189 paid 2019: $22,265 paid 2023: $775,781 paid 2026: $0 paid 2011 · $812K 1978 2026
$1.9M
total paid
$22,308
average claim
$517K
largest single claim
65%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Orange, VT and where it ranks among U.S. counties. It is not a verdict on whether Orange is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.