Property Atlas

County hazard profile

Franklin, VT

Vermont · pop. 49,919 · FIPS 50011

Very Low
FEMA risk rating · RATING
Landslide
dominant hazard
$13M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Franklin $13M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 29.2/100
national median ~50 lower than most counties (29th percentile)
Social vulnerabilityVery Low 11.39/100
national median ~50 among the lowest nationally
Community resilienceVery High 91.44/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Franklin

The National Flood Insurance Program has paid 177 flood-insurance claims totaling $2.5M in Franklin since 1978. The costliest year was 2011 ($1.5M paid).

Flood-insurance dollars paid by year of loss

1978: $2,903 paid 1979: $8,239 paid 1980: $163 paid 1981: $16,294 paid 1982: $33,668 paid 1983: $10,573 paid 1984: $1,283 paid 1985: $65 paid 1988: $0 paid 1989: $940 paid 1991: $5,604 paid 1992: $598 paid 1993: $77,294 paid 1994: $39,214 paid 1995: $20,360 paid 1996: $22,568 paid 1997: $248,071 paid 1998: $49,266 paid 2000: $24,504 paid 2001: $4,935 paid 2002: $8,564 paid 2007: $1,976 paid 2009: $517 paid 2011: $1,540,607 paid 2012: $3,796 paid 2018: $340,549 paid 2019: $34,432 paid 2020: $5,101 paid 2011 · $1.5M 1978 2020
$2.5M
total paid
$14,136
average claim
$176K
largest single claim
51%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Franklin, VT and where it ranks among U.S. counties. It is not a verdict on whether Franklin is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.