Property Atlas

County hazard profile

Chittenden, VT

Vermont · pop. 168,162 · FIPS 50007

Relatively Low
FEMA risk rating · RATING
Winter Weather
dominant hazard
$40M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Chittenden $40M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 63.9/100
national median ~50 near the national middle (64th percentile)
Social vulnerabilityVery Low 10.62/100
national median ~50 among the lowest nationally
Community resilienceVery High 94.34/100
national median ~50 among the highest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Chittenden

The National Flood Insurance Program has paid 256 flood-insurance claims totaling $4.1M in Chittenden since 1978. The costliest year was 2011 ($2.0M paid).

Flood-insurance dollars paid by year of loss

1978: $0 paid 1979: $21,123 paid 1980: $0 paid 1981: $13,438 paid 1982: $14,971 paid 1983: $32,331 paid 1984: $3,681 paid 1987: $927 paid 1989: $4,435 paid 1990: $0 paid 1992: $79,060 paid 1993: $30,398 paid 1994: $0 paid 1995: $11,890 paid 1996: $12,213 paid 1998: $19,107 paid 1999: $231 paid 2003: $921 paid 2005: $0 paid 2006: $26,409 paid 2008: $4,990 paid 2011: $2,036,510 paid 2012: $16,236 paid 2013: $136,898 paid 2014: $20,460 paid 2016: $7,806 paid 2018: $4,636 paid 2019: $128,107 paid 2020: $0 paid 2022: $8,899 paid 2023: $910,651 paid 2024: $525,220 paid 2026: $0 paid 2011 · $2.0M 1978 2026
$4.1M
total paid
$15,904
average claim
$208K
largest single claim
62%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Chittenden, VT and where it ranks among U.S. counties. It is not a verdict on whether Chittenden is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.