Property Atlas

County hazard profile

Young, TX

Texas · pop. 17,845 · FIPS 48503

Very Low
FEMA risk rating · RATING
Drought
dominant hazard
$11M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Young $11M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexVery Low 36.35/100
national median ~50 lower than most counties (36th percentile)
Social vulnerabilityRelatively Moderate 46.02/100
national median ~50 near the national middle (46th percentile)
Community resilienceRelatively Low 39.79/100
national median ~50 near the national middle (40th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Young

The National Flood Insurance Program has paid 84 flood-insurance claims totaling $498K in Young since 1978. The costliest year was 1990 ($90K paid).

Flood-insurance dollars paid by year of loss

1978: $42,382 paid 1980: $13,907 paid 1981: $47,505 paid 1982: $27,114 paid 1983: $20,369 paid 1984: $376 paid 1986: $0 paid 1987: $0 paid 1989: $30,562 paid 1990: $90,214 paid 2004: $29,962 paid 2005: $83,509 paid 2007: $19,780 paid 2009: $9,964 paid 2010: $0 paid 2015: $14,691 paid 2016: $56,083 paid 2019: $7,935 paid 2025: $3,642 paid 1990 · $90K 1978 2025
$498K
total paid
$5,929
average claim
$84K
largest single claim
45%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Young, TX and where it ranks among U.S. counties. It is not a verdict on whether Young is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.