Property Atlas

County hazard profile

Wilson, TX

Texas · pop. 49,651 · FIPS 48493

Relatively Low
FEMA risk rating · RATING
Hail
dominant hazard
$32M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Wilson $32M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 75.54/100
national median ~50 higher than 76% of counties
Social vulnerabilityRelatively Moderate 50.25/100
national median ~50 near the national middle (50th percentile)
Community resilienceRelatively Moderate 49.43/100
national median ~50 near the national middle (49th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Wilson

The National Flood Insurance Program has paid 71 flood-insurance claims totaling $2.0M in Wilson since 1978. The costliest year was 1998 ($967K paid).

Flood-insurance dollars paid by year of loss

1978: $400 paid 1980: $0 paid 1987: $1,266 paid 1990: $962 paid 1992: $23,840 paid 1993: $2,113 paid 1998: $967,142 paid 2001: $50,327 paid 2002: $475,164 paid 2003: $44,453 paid 2004: $277,533 paid 2007: $26,336 paid 2009: $14,247 paid 2010: $0 paid 2011: $0 paid 2012: $40,223 paid 2014: $59,892 paid 2015: $1,317 paid 2016: $31,617 paid 2021: $7,876 paid 1998 · $967K 1978 2021
$2.0M
total paid
$28,517
average claim
$141K
largest single claim
51%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Wilson, TX and where it ranks among U.S. counties. It is not a verdict on whether Wilson is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.