Property Atlas

County hazard profile

Waller, TX

Texas · pop. 56,764 · FIPS 48473

Relatively Low
FEMA risk rating · RATING
Drought
dominant hazard
$24M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Waller $24M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 70.26/100
national median ~50 near the national middle (70th percentile)
Social vulnerabilityRelatively High 64.38/100
national median ~50 near the national middle (64th percentile)
Community resilienceRelatively Moderate 54.87/100
national median ~50 near the national middle (55th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Waller

The National Flood Insurance Program has paid 878 flood-insurance claims totaling $44.0M in Waller since 1978. The costliest year was 2017 ($25.5M paid).

Flood-insurance dollars paid by year of loss

1978: $16,283 paid 1979: $88,980 paid 1981: $24,459 paid 1982: $14,500 paid 1983: $36,656 paid 1984: $0 paid 1985: $159,166 paid 1986: $2,407 paid 1988: $33,098 paid 1992: $3,010 paid 1994: $1,019,233 paid 1997: $21,766 paid 1998: $1,706,573 paid 2000: $1,625 paid 2001: $183,673 paid 2002: $139,456 paid 2004: $77,849 paid 2005: $0 paid 2006: $73,911 paid 2007: $25,893 paid 2008: $2,557 paid 2009: $61,056 paid 2012: $533,870 paid 2014: $103,095 paid 2015: $710,237 paid 2016: $13,245,974 paid 2017: $25,500,374 paid 2019: $41,117 paid 2020: $6,206 paid 2021: $201,775 paid 2022: $0 paid 2024: $10,047 paid 2017 · $25.5M 1978 2024
$44.0M
total paid
$50,165
average claim
$366K
largest single claim
44%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Waller, TX and where it ranks among U.S. counties. It is not a verdict on whether Waller is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.