Property Atlas

County hazard profile

Walker, TX

Texas · pop. 76,299 · FIPS 48471

Relatively Low
FEMA risk rating · RATING
Tornado
dominant hazard
$25M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Walker $25M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 73.82/100
national median ~50 near the national middle (74th percentile)
Social vulnerabilityRelatively High 71.02/100
national median ~50 near the national middle (71st percentile)
Community resilienceRelatively Low 22.49/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Walker

The National Flood Insurance Program has paid 392 flood-insurance claims totaling $15.6M in Walker since 1979. The costliest year was 2024 ($9.9M paid).

Flood-insurance dollars paid by year of loss

1979: $36,109 paid 1980: $367 paid 1983: $4,950 paid 1984: $1,600 paid 1985: $10,521 paid 1987: $406 paid 1990: $294,588 paid 1991: $451,182 paid 1992: $46,958 paid 1993: $58,653 paid 1994: $271,530 paid 1995: $0 paid 1998: $71,566 paid 1999: $10,343 paid 2000: $15,923 paid 2001: $188,650 paid 2002: $59,959 paid 2004: $6,424 paid 2005: $11,801 paid 2006: $58,652 paid 2007: $236,143 paid 2010: $4,224 paid 2012: $37,643 paid 2013: $52,784 paid 2015: $882,821 paid 2016: $121,884 paid 2017: $1,291,176 paid 2018: $698,731 paid 2019: $3,740 paid 2021: $273,835 paid 2022: $151,851 paid 2023: $216,067 paid 2024: $9,895,645 paid 2025: $118,221 paid 2024 · $9.9M 1979 2025
$15.6M
total paid
$39,758
average claim
$333K
largest single claim
60%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Walker, TX and where it ranks among U.S. counties. It is not a verdict on whether Walker is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.