Property Atlas

County hazard profile

Tom Green, TX

Texas · pop. 119,849 · FIPS 48451

Relatively Low
FEMA risk rating · RATING
Drought
dominant hazard
$31M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Tom Green $31M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 77.32/100
national median ~50 higher than 77% of counties
Social vulnerabilityRelatively High 66.83/100
national median ~50 near the national middle (67th percentile)
Community resilienceRelatively High 77.16/100
national median ~50 higher than 77% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Tom Green

The National Flood Insurance Program has paid 206 flood-insurance claims totaling $6.5M in Tom Green since 1978. The costliest year was 2025 ($4.8M paid).

Flood-insurance dollars paid by year of loss

1978: $134 paid 1979: $1,502 paid 1980: $2,778 paid 1981: $37,745 paid 1982: $619 paid 1985: $0 paid 1986: $0 paid 1987: $0 paid 1991: $0 paid 1992: $2,525 paid 1993: $0 paid 1994: $2,187 paid 1995: $20,214 paid 1996: $34,666 paid 1998: $52,544 paid 1999: $916 paid 2000: $0 paid 2001: $6,955 paid 2002: $14,379 paid 2003: $4,998 paid 2004: $0 paid 2006: $0 paid 2007: $32,506 paid 2009: $4,468 paid 2010: $0 paid 2011: $94,605 paid 2012: $39,552 paid 2014: $122,123 paid 2015: $697,612 paid 2016: $70,217 paid 2017: $16,803 paid 2018: $0 paid 2019: $183,297 paid 2020: $0 paid 2021: $10,602 paid 2024: $182,346 paid 2025: $4,813,804 paid 2025 · $4.8M 1978 2025
$6.5M
total paid
$31,311
average claim
$247K
largest single claim
57%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Tom Green, TX and where it ranks among U.S. counties. It is not a verdict on whether Tom Green is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.