Property Atlas

County hazard profile

Taylor, TX

Texas · pop. 143,142 · FIPS 48441

Relatively Moderate
FEMA risk rating · RATING
Hail
dominant hazard
$54M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Taylor $54M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 83.81/100
national median ~50 higher than 84% of counties
Social vulnerabilityRelatively Low 34.48/100
national median ~50 lower than most counties (34th percentile)
Community resilienceRelatively High 76.49/100
national median ~50 higher than 76% of counties

Recorded · NFIP flood claims RECORDED

Realized flood losses in Taylor

The National Flood Insurance Program has paid 935 flood-insurance claims totaling $15.6M in Taylor since 1978. The costliest year was 2002 ($11.6M paid).

Flood-insurance dollars paid by year of loss

1978: $10,838 paid 1979: $1,749 paid 1980: $9,691 paid 1981: $846,309 paid 1983: $1,543 paid 1985: $7,494 paid 1986: $18,432 paid 1987: $620 paid 1988: $0 paid 1989: $0 paid 1990: $192,846 paid 1991: $161,291 paid 1992: $6,970 paid 1993: $0 paid 1994: $839,650 paid 1995: $167,213 paid 1996: $113,163 paid 1997: $23,515 paid 1998: $4,672 paid 1999: $3,328 paid 2000: $132,378 paid 2001: $122,545 paid 2002: $11,609,054 paid 2004: $22,210 paid 2005: $0 paid 2006: $0 paid 2007: $231,376 paid 2008: $95,432 paid 2009: $0 paid 2010: $40,584 paid 2011: $12,573 paid 2012: $14,389 paid 2013: $152,858 paid 2014: $11,507 paid 2015: $583,104 paid 2016: $106,647 paid 2017: $19,067 paid 2019: $1,971 paid 2021: $9,447 paid 2023: $0 paid 2024: $0 paid 2025: $59,463 paid 2002 · $11.6M 1978 2025
$15.6M
total paid
$16,721
average claim
$224K
largest single claim
82%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Taylor, TX and where it ranks among U.S. counties. It is not a verdict on whether Taylor is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.