Property Atlas

County hazard profile

Tarrant, TX

Texas · pop. 2,106,939 · FIPS 48439

Relatively High
FEMA risk rating · RATING
Hail
dominant hazard
$608M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the highest nationally

national median $15M/yr Tarrant $608M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively High 99.14/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively Low 36.77/100
national median ~50 lower than most counties (37th percentile)
Community resilienceRelatively Low 31.2/100
national median ~50 lower than most counties (31st percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Tarrant

The National Flood Insurance Program has paid 3,562 flood-insurance claims totaling $61.3M in Tarrant since 1978. The costliest year was 2010 ($10.7M paid).

Flood-insurance dollars paid by year of loss

1978: $483 paid 1979: $346,892 paid 1980: $53,403 paid 1981: $1,384,440 paid 1982: $167,441 paid 1983: $47,543 paid 1984: $9,668 paid 1985: $11,165 paid 1986: $221,587 paid 1987: $120,120 paid 1988: $1,390 paid 1989: $6,620,358 paid 1990: $5,869,879 paid 1991: $1,728,346 paid 1992: $329,604 paid 1993: $135,669 paid 1994: $49,356 paid 1995: $2,318,306 paid 1996: $34,095 paid 1997: $77,347 paid 1998: $36,363 paid 1999: $2,862 paid 2000: $1,242,029 paid 2001: $809,713 paid 2002: $271,293 paid 2003: $70,448 paid 2004: $7,515,274 paid 2005: $8,919 paid 2006: $1,925,186 paid 2007: $3,864,642 paid 2008: $747,511 paid 2009: $348,500 paid 2010: $10,697,003 paid 2011: $68,922 paid 2012: $109,083 paid 2013: $19,553 paid 2014: $431,824 paid 2015: $2,020,669 paid 2016: $400,276 paid 2017: $187,673 paid 2018: $4,830,039 paid 2019: $947,720 paid 2020: $454,411 paid 2021: $259,822 paid 2022: $3,065,956 paid 2023: $523,223 paid 2024: $654,575 paid 2025: $148,541 paid 2026: $138,024 paid 2010 · $10.7M 1978 2026
$61.3M
total paid
$17,217
average claim
$621K
largest single claim
53%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Tarrant, TX and where it ranks among U.S. counties. It is not a verdict on whether Tarrant is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.