Property Atlas

County hazard profile

San Patricio, TX

Texas · pop. 68,653 · FIPS 48409

Relatively Moderate
FEMA risk rating · RATING
Hurricane
dominant hazard
$39M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr San Patricio $39M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 85.4/100
national median ~50 higher than 85% of counties
Social vulnerabilityVery High 86.51/100
national median ~50 higher than 87% of counties
Community resilienceRelatively Moderate 59.89/100
national median ~50 near the national middle (60th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in San Patricio

The National Flood Insurance Program has paid 1,980 flood-insurance claims totaling $19.7M in San Patricio since 1979. The costliest year was 2017 ($5.1M paid).

Flood-insurance dollars paid by year of loss

1979: $568,923 paid 1980: $893,108 paid 1981: $519,207 paid 1982: $19,030 paid 1983: $74,815 paid 1984: $2,258,680 paid 1985: $1,097,079 paid 1987: $8,799 paid 1988: $32,945 paid 1989: $11,326 paid 1990: $395 paid 1991: $183,493 paid 1992: $186,358 paid 1993: $100,379 paid 1994: $41,067 paid 1995: $345,520 paid 1996: $24,975 paid 1997: $104,167 paid 1998: $215,577 paid 1999: $211,459 paid 2000: $243,301 paid 2001: $203,254 paid 2002: $1,342,889 paid 2003: $19,290 paid 2004: $100,502 paid 2005: $94,713 paid 2006: $350,008 paid 2007: $41,088 paid 2008: $182,484 paid 2009: $13,035 paid 2010: $671,804 paid 2011: $0 paid 2012: $1,104,072 paid 2013: $1,494 paid 2014: $2,527 paid 2015: $240,852 paid 2016: $2,074,386 paid 2017: $5,092,559 paid 2018: $318,021 paid 2019: $62,734 paid 2020: $178,934 paid 2021: $174,244 paid 2022: $13,406 paid 2023: $37,087 paid 2024: $288,816 paid 2026: $0 paid 2017 · $5.1M 1979 2026
$19.7M
total paid
$9,974
average claim
$210K
largest single claim
46%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for San Patricio, TX and where it ranks among U.S. counties. It is not a verdict on whether San Patricio is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.