Property Atlas

County hazard profile

San Jacinto, TX

Texas · pop. 27,373 · FIPS 48407

Relatively Low
FEMA risk rating · RATING
Tornado
dominant hazard
$14M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr San Jacinto $14M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Low 58.87/100
national median ~50 near the national middle (59th percentile)
Social vulnerabilityVery High 80.92/100
national median ~50 higher than 81% of counties
Community resilienceVery Low 9.54/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in San Jacinto

The National Flood Insurance Program has paid 491 flood-insurance claims totaling $10.2M in San Jacinto since 1979. The costliest year was 2017 ($2.9M paid).

Flood-insurance dollars paid by year of loss

1979: $334 paid 1983: $78,319 paid 1986: $13,801 paid 1987: $1,162 paid 1989: $88,314 paid 1990: $825,042 paid 1991: $189,496 paid 1992: $212,496 paid 1993: $35,015 paid 1994: $1,614,089 paid 1995: $15,558 paid 1998: $433,287 paid 1999: $50,091 paid 2000: $2,037 paid 2001: $54,082 paid 2002: $4,109 paid 2003: $3,281 paid 2004: $8,010 paid 2005: $0 paid 2006: $22,549 paid 2008: $13,415 paid 2013: $0 paid 2015: $47,598 paid 2016: $482,457 paid 2017: $2,884,948 paid 2018: $17,775 paid 2019: $356,734 paid 2020: $0 paid 2021: $84,032 paid 2023: $0 paid 2024: $2,630,655 paid 2025: $6,974 paid 2017 · $2.9M 1979 2025
$10.2M
total paid
$20,724
average claim
$227K
largest single claim
68%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for San Jacinto, TX and where it ranks among U.S. counties. It is not a verdict on whether San Jacinto is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.