Property Atlas

County hazard profile

Randall, TX

Texas · pop. 140,728 · FIPS 48381

Relatively Moderate
FEMA risk rating · RATING
Winter Weather
dominant hazard
$70M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Randall $70M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 86.77/100
national median ~50 higher than 87% of counties
Social vulnerabilityRelatively Low 25.32/100
national median ~50 lower than most counties (25th percentile)
Community resilienceRelatively Moderate 56.04/100
national median ~50 near the national middle (56th percentile)

Recorded · NFIP flood claims RECORDED

Realized flood losses in Randall

The National Flood Insurance Program has paid 328 flood-insurance claims totaling $3.3M in Randall since 1978. The costliest year was 2023 ($905K paid).

Flood-insurance dollars paid by year of loss

1978: $143,679 paid 1979: $4,763 paid 1980: $800 paid 1981: $20,547 paid 1982: $81,747 paid 1983: $0 paid 1984: $46,094 paid 1985: $0 paid 1986: $2,142 paid 1987: $6,064 paid 1988: $269,318 paid 1989: $32,879 paid 1990: $9,536 paid 1991: $6,370 paid 1992: $46,212 paid 1993: $2,128 paid 1994: $29,824 paid 1995: $20,067 paid 1996: $5,581 paid 1998: $129 paid 1999: $23,312 paid 2000: $0 paid 2003: $54,682 paid 2004: $5,012 paid 2006: $15,543 paid 2007: $159,238 paid 2008: $52,041 paid 2009: $105 paid 2010: $236,250 paid 2012: $4,195 paid 2013: $0 paid 2014: $2,495 paid 2015: $382,088 paid 2016: $0 paid 2017: $466,433 paid 2019: $150,451 paid 2021: $82,059 paid 2023: $905,418 paid 2025: $46,430 paid 2023 · $905K 1978 2025
$3.3M
total paid
$10,103
average claim
$212K
largest single claim
30%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

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What this is — and is not

This is FEMA/CDC modeled hazard exposure for Randall, TX and where it ranks among U.S. counties. It is not a verdict on whether Randall is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.