Property Atlas

County hazard profile

Potter, TX

Texas · pop. 118,502 · FIPS 48375

Relatively Moderate
FEMA risk rating · RATING
Winter Weather
dominant hazard
$63M
modeled expected annual loss/yr

Expected annual loss · all 3,232 U.S. counties

among the lowest nationally

national median $15M/yr Potter $63M

A real dollar distribution: most counties sit far below a handful of high-exposure ones. A FEMA model of annual loss, not a record of disasters.

FEMA national percentile scores

FEMA/CDC score each county 0–100 against all others — the score is the national rank (RATING). Higher risk and vulnerability are worse; higher resilience is better.

FEMA risk indexRelatively Moderate 90.49/100
national median ~50 among the highest nationally
Social vulnerabilityRelatively High 77.23/100
national median ~50 higher than 77% of counties
Community resilienceRelatively Low 21.76/100
national median ~50 among the lowest nationally

Recorded · NFIP flood claims RECORDED

Realized flood losses in Potter

The National Flood Insurance Program has paid 387 flood-insurance claims totaling $5.4M in Potter since 1978. The costliest year was 1988 ($1.9M paid).

Flood-insurance dollars paid by year of loss

1978: $9,335 paid 1979: $1,685 paid 1980: $0 paid 1981: $407,282 paid 1982: $1,449,915 paid 1983: $530 paid 1985: $0 paid 1986: $0 paid 1987: $0 paid 1988: $1,928,422 paid 1989: $110,290 paid 1990: $0 paid 1991: $2,560 paid 1992: $2,868 paid 1994: $92,271 paid 1995: $0 paid 1996: $0 paid 1997: $4,922 paid 1998: $0 paid 1999: $125,375 paid 2006: $9,446 paid 2008: $0 paid 2009: $1,070 paid 2010: $5,351 paid 2012: $18,360 paid 2013: $0 paid 2014: $0 paid 2015: $7,985 paid 2017: $918 paid 2018: $2,416 paid 2019: $70,000 paid 2023: $1,072,076 paid 2025: $109,563 paid 1988 · $1.9M 1978 2025
$5.4M
total paid
$14,038
average claim
$498K
largest single claim
37%
in high-risk flood zones (A/V)

RECORDED — these are actual paid NFIP claims (a redacted census from OpenFEMA), not a model. They are the realized counterpart to the FEMA risk score above: one is what happened and got paid, the other is what a model predicts.

Scope: these are flood-insurance claims, so they undercount flooding where owners were uninsured — read this as "what NFIP paid here," not "every flood." County-level totals, not a per-property or per-address verdict. Verify a specific address and buy coverage at FloodSmart.gov; the underlying data is OpenFEMA NFIP Redacted Claims.

What these figures mean

  • RATING — the FEMA risk score, expected loss, social vulnerability, and resilience are FEMA/CDC models, not records of disasters that happened. The 0–100 scores are already national percentiles.
  • MEASURED — population is a recorded census figure.
  • COMPUTED — the county's rank within the dollar-loss distribution is our placement over the 3,232 counties.
  • CONTEXT — the note below is framing, not a measurement.

Also available: structured data (JSON-LD) · plain text

What this is — and is not

This is FEMA/CDC modeled hazard exposure for Potter, TX and where it ranks among U.S. counties. It is not a verdict on whether Potter is a good or bad place to live — hazard exposure is not place quality, and a county can't opt out of its geography. It is not a per-property or per-address risk assessment, not a prediction of any specific disaster, and not insurance advice. For site-specific risk use a per-property assessment; for the underlying model see FEMA National Risk Index.